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What is the TSP F fund invested in?

Author

Charlotte Adams

Published Mar 17, 2026

What is the TSP F fund invested in?

bond index fund

Regarding this, is the TSP F fund a good investment?

The F fund is low risk, but since it holds some corporate investment grade bonds it has some default risk potential. In a flight-to-safety event, the corporate bond prices will fall while the safe haven Treasuries in the TSP F fund will climb negating some of the benefits of falling interest rates.

Furthermore, what is the best TSP fund to invest in? For the month of March, the C Fund came out on top of all of the underlying TSP core funds with a return of 4.38%. The C Fund is also up 56.32% for the past 12 months and up 6.17% for the year-to-date. The TSP Fund with the best quarterly return was the S Fund with a return of 7.79%. The I Fund was 3rd with 3.52%.

Also to know is, what makes the TSP F fund go up?

In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. So in the long run, you may expect F Fund returns to exceed those of the G Fund; however, you should also expect greater price volatility (up and down movements).

What is the TSP F fund rate of return?

According to monthly totals released by the TSP on Monday, the largest monthly increase from March to April was in the small capitalization stock index S Fund, which rose from -0.39% to 4.23 during that time.

TSP performance up from March but still down from 2020.

Thrift Savings Plan — April 2021 ReturnsF fund
0.82%
-2.55%
-0.17%

Can the F fund lose money?

What this means is that for every 1 percent rise in interest rates, we can expect the F Fund to lose 5 percent of its value. Remember that rates were 17 percent in the early 1980s, and are currently around 2 percent for medium-duration bonds.

Can the TSP G fund lose money?

With the TSP G Fund you can earn medium to long-term interest rates with no risk of losing your money, regardless of how long you keep the investment.

What is the least risky TSP fund?

When people go into something like the Thrift Savings Plan, they think of it as a long term investment. Most believe that things like the bond-index F fund and the treasury securities G fund are the safest. Most also concede — and the long term numbers bear it out — that stocks outperform bonds over time.

What is the safest TSP fund?

The fund is invested in short-term U.S. Treasury securities that are specially issued to the TSP, so principal and interest payments are guaranteed by the federal government. When the stock market is volatile (and isn't it always?), the G Fund appears to be a safe choice.

What is the best TSP fund to invest in 2021?

TSP Allocation Strategies 2021 – The Best Out There
  • The F Fund – The Fixed Income Investment Fund.
  • The C Fund – The Common Stock Index Investment Fund.
  • The S Fund – The Small Capitalization Stock Index Investment Fund.
  • The I Fund – The International Stock Index Investment Fund.
  • The L Funds – Lifecycle Funds.

How do I maximize my TSP?

Consider contributing at least 5% of your base salary to your TSP account so that you can receive the full amount of matching contributions.

What is the C fund?

The Common Stock Index Investment (C) Fund

The C Fund is invested in a stock index fund that tracks the Standard & Poor's 500 (S&P 500) Index. This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. It offers you the potential to earn high investment returns over the long term.

Which is better C fund or S fund?

As of December 31, 2020, the S Fund outperformed the C Fund over the last 1, 3, 5, 15 and 20 year periods. The C Fund outperformed by a small amount over the last 10 years. Despite the S Fund's historical record of outperforming C, TSP participants invest three times as much in the C Fund as the S Fund.

What is a good rate of return on TSP?

TSP returns for the past 12 months are excellent. One fund is up more than 62%. The Fund in second place returned 40.29%.

What should I do with my TSP now?

Essentially, when you retire you have 4 options for your TSP:
  1. Begin regular (likely monthly) installment payments.
  2. Purchase an annuity.
  3. Leave it in the TSP and let it grow.
  4. Make a single withdraw / transfer the TSP to an IRA.

What countries are in the TSP I fund?

Portfolio Weight As of December 31, 2020
CountryPercent of Holdings*Number of Companies
United Kingdom16.7%96
Australia6.9%69
Hong Kong3.4%43
Israel0.6%12

How do you become a millionaire on TSP?

It's an “elite club.” With over 75,000 members, the TSP millionaires received their title by contributing to the TSP for 25-30 years, being at least moderately aggressive with investing their funds. New members are welcome, but once you make it to the financial “top”, you need to work just as hard to stay there.

How much should I have in my TSP at 40?

By 40, you should have three times your salary saved. By 50, you should have six times your salary saved. By 60, you should have eight times your salary saved. By 67, you should have 10 times your salary saved.

How do I maximize my TSP contributions in 2021?

To contribute the 2021 maximum annual amount for both regular TSP and TSP Catch-up for a combined total of $26,000, you should enter one election amount of $1,000 into myPay during December 6 – 12, 2020, and your election should be effective on December 20, 2020, the first pay period for 2021.

What does TSP stand for?

tsp in Cooking topic

From Longman Dictionary of Contemporary Englishtsp (plural tsp or tsps)the written abbreviation of teaspoon or teaspoons Add 2 tsp salt.

What is considered a good rate of return?

A good return on investment is generally considered to be about 7% per year. This is the barometer that investors often use based off the historical average return of the S&P 500 after adjusting for inflation. It's important for investors to have realistic expectations about what type of return they'll see.