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What is Form 10D in EPF?

Author

Christopher Ramos

Published Mar 05, 2026

What is Form 10D in EPF?

Any employee registered under the Employees Provident Fund Organization is automatically enrolled for Employee's Pension scheme. Under this scheme, all employees are eligible to claim pension after retirement at the age of 58 years. Form 10D has to be filled by the registered employee for withdrawal of monthly pension.

Besides, who is eligible for form 10D?

Under this scheme, all employees are eligible to claim pension after retirement at the age of 58 years. However, an employee can prefer for a reduced pension after 50 years at a discounted rate of 4% each year. Form 10D has to be filled by the registered employee for withdrawal of monthly pension.

Secondly, how fill EPF 10D filled copy? Essentials for filling form 10D online: Your UAN number should be activated • UAN should have Aadhaar and Bank KYC link. A profile photo must be uploaded to a UAN account • E-nomination must be field • The e-nomination filed should be verified though e-sign. Date of joining and date of exit should be updated.

Also Know, how can I get EPF form 10D?

Filling of the form is quite a long process as EPF form 10D online filling facility is not available. There is a table in section 2 also which needs to be filled by the employer. The employer then has to submit the duly filled form enclosed with all the required documents to the EPFO regional office.

What is form 10C and 10D in PF?

Form-10C and Form-10D

You can use this form to claim the EPS amount (Employee Pension scheme). If you have completed 10 years of service under one employer, then you can use Form 10C to get the scheme certificate from the pension fund. Unless you have attained the age of 58 years the amount cannot be withdrawn.

What is the form 10D?

You can find the Form 10D for claiming monthly pension. This form is provided by the Employees' Provident Fund Organisation (EPFO) and it has to be submitted by the first claimant i.e. member or widow/widower, orphan, or nominee as the case may be.

Can we apply form 10D online?

First login to the UAN member portal. On the Online Services tab, select the CLAIM (FORM-31,19,10C & 10D) option. In the option I want to apply for, select MONTHLY PENSION (FORM-10D). Details of scheme certificate (if any) If you have a scheme certificate for any service, then enter its information.

What happens to EPF pension after death?

Gupta says, "In the event of death of an EPF member, the claim for provident fund refund, pension and EDLI can be filed either by filling up and submitting Composite Claim Form in Death cases with the regional EPFO office or online on the EPFO portal."

How can I check my 10D status?

  1. Latest Updates.
  2. Step 1: Go to the EPFO portal. Click on 'Our Services' followed by the 'For Employees' option.
  3. Step 2: Click on 'Know Your Claim Status'.
  4. Step 3: Enter your UAN and enter the captcha image.
  5. Step 4: Enter the following details.
  6. Step 5: Click on the 'Submit' button to check the status of your PF claim.

How much pension will I get from EPF?

7,500 per month is the maximum pension that one can earn through EPS. Some points that are noteworthy here are: The minimum pension that a person can earn under EPS is Rs. 1,000 per month.

Can I withdraw 100% PF amount?

As per the old rule, 100% EPF withdrawal is allowed after 2 months of unemployment. EPF corpus withdrawal is exempted from tax but under certain conditions. Tax exemption on EPF corpus is permitted only if an employee contributes to the EPF account for 5 continuous years.

What is Form 31 19 10C & 10D?

The composite Claim Form is a combination of Form 19, Form 31, Form 10C and Form 10D. Form 19 is filled for claiming final PF settlement, Form 10C is filled for pension withdrawal and Form 31 is filled for partial EPF withdrawal and Form 10D for withdrawing your monthly pension.

Can I withdraw full PF amount?

An individual's PF amount can be withdrawn either completely or partially. To withdraw said amount completely, the individual needs to be either retired or be unemployed for a period of more than two months. Upon which, the amount can be withdrawn pending an attestation from a gazetted office.

How can I claim my 100% pf online?

How to withdraw PF online with UAN?
  1. Login to the portal – Visit the EPFO e-SEWA portal and login using your UAN and password, and enter the captcha code.
  2. Visit Online Claims section – When you've logged in, you can look for 'Claim (Form-31, 19, 10C & 10D)' in the 'Online Services' section.

What is the PF pension?

EPF Pension which is technically known as Employees' Pension Scheme (EPS), is a social security scheme provided by the Employees' Provident Fund Organisation (EPFO). The scheme makes provisions for employees working in the organized sector for a pension after their retirement at the age of 58 years.

What is form 31 in PF account?

EPF Form 31 is utilised to file a claim for partial withdrawal of funds from EPF or Employees' Provident Fund. Individuals can also choose to withdraw from the saved amount in their EPF during their employment period, to cover any emergency expenses that might arise in due course.

How can I get loan from EPF online?

Step 1: Visit the Member Interface of EPFO Unified Portal and login. Step 2: Navigate to Online Services>Claim section. Step 3: Enter the last 4 digits of your bank account to verify. Step 4: Click on “Proceed for Online Claim”.

How can I generate UAN number?

How to Generate UAN
  1. Login to EPF Employer Portal using the Establishment ID and password.
  2. Click on the “Register Individual” tab in the “Member” section.
  3. Enter the employee's details such as PAN, Aadhaar, bank details, etc.
  4. Approve all details in the “Approval” section.

What is deferred pension in EPF?

An eligible member may also opt to defer the date of drawing the pension benefit beyond 58 years but not beyond 60 years of age. In such case, the amount of pension will be increased at the rate of 4 per cent for every completed year after the age of 58 years but not beyond 60 years of age.

Who is eligible for EPS pension?

Eligibility Criteria
He should have completed 10 years of service. He has reached the age of 58. He can also withdraw his EPS at a reduced rate from the age of 50 years. He can also defer his pension for two years (up to 60 years of age) after which he will get a pension at an additional rate of 4% for each year.

How do I fill out my Employees Pension Scheme 1995?

How to Fill EPF Form 10D
  1. Mobile Number – To get status updates from time to time.
  2. 1) By whom is the pension claimed.
  3. 2) Type of pension claimed.
  4. 3) Member Details.
  5. 4) EPF Account Details.
  6. 15) Detail of Scheme Certificate already in possession of the member, if any.
  7. 16) If the pension is being drawn under E.P.S, 1995, mention.

How do I claim an EPS?

EPS Withdrawal

The individual can withdraw the savings of EPS on the EPFO portal by claiming Form 10C. The employee should have an active UAN and link it to the KYC details in order to withdraw the savings from the employee pension scheme. Based on the years of service one can only withdraw a percentage of EPS amount.

How do I get a pension certificate?

Visit the website of the Employees' Provident Fund (). Sign into the UAN member portal using your Universal Account Number (UAN) and password. In the top menu bar, click on the tab 'Online Services'. From the dropdown menu, select Claim Form 10C, 19, and 31.

What are the documents required for pension?

• Documents required from applicant of Family Pension:
  • Request Letter for family pension.
  • Application Form for Family Pension (in Duplicate)
  • Affidavit duly stamped and attested by Executive Magistrate/Competent Authority.
  • Original Death Certificate.
  • ID Proof showing D.O.B. and Spouse Name.

What is FPS Epfo?

Answer: In employees provident fund organisation, there are multiple technical terms & full forms that you need to learn. Few of them are DOJ and FPS which stands for: FULL FORM. DOJ – Date of Joining. FPS – Family Pension Scheme.

What is dependent father in EPF?

As per the EPF Act, only defined family members can be nominated in an EPF account. Ms. Kasturirangan says, "Under the EPF Act- (i) in the case of a male member ''family'' means his wife, his children (whether married or unmarried), his dependent parents and his deceased son's widow and children and.

How is Form 10C calculated?

How it works: If the salary at the time of EPS withdrawal after 8 years , by filing form 10C, is Rs 15,000, then the EPS money one receives is Rs 1,23,300 (Rs 15,000 * 8.22). Remember, the employee who hasn't completed 10 years and does not wish to withdraw his EPS money, may opt for the scheme certificate as well.

What is the difference between Form 19 and Form 10C?

a) Form 19 (only PF withdrawal) – It is used to withdraw the entire accumulated PF amount, also known as final settlement. b) Form 10C (only pension withdrawal)– This form is used to withdraw only the pension amount.

How long will it take to process Form 10C?

Track your EPF Withdrawal claim through EPF site

The same message you will get for Form 10C/Form 31 also. Both the PF amount and pension amounts will be credited to your bank account within 2-3 hours gap. In general, the maximum time for NEFT payment is 1 to 24 hours, But in EPFO case it is taking more than 2-3 days.

Why is my form 10C rejected?

Submit form 19 and 10C both - This one of the PF rejection reasons states that if someone has just submitted the Form 19 then EPFO is rejecting their PF claim. If you want to withdraw only PF amount then submit Form 19. And if you want to withdraw only pension amount then submit Form 10C.

What is form 19 in PF account?

PF Form 19 has to be filled when a member wants to go for a final settlement of his/her PF account. It is only applicable to employees who do not have Universal Account Number (UAN). This form will be used to claim a final settlement of the PF account or to avail pension withdrawal benefits.